The forgiveness of sins is not some automatic thing which happened to everyone when Jesus died on the Cross.

Lutero:
demaria,
No. We are forgiven under the gospel message.
You are making my case for me.

Who is forgiven? Answer: Those who obey Jesus.

Hebrews 5:9

King James Version (KJV)
⁹ And being made perfect, he became the author of eternal salvation unto all them that obey him;

And what does Jesus command? Baptism:

Mark 16:16

King James Version (KJV)
¹⁶ He that believeth and is baptized shall be saved; but he that believeth not shall be damned.

And what does Baptism do for us? Wash away our sins:

Acts 22:16

King James Version (KJV)
¹⁶ And now why tarriest thou? arise, and be baptized, and wash away thy sins, calling on the name of the Lord.

That is when our sins are forgiven. And of course, when we ask forgiveness.

The forgiveness of sins is not some automatic thing which happened to everyone when Jesus died on the Cross. Otherwise hell would not exist.

Sincerely,

De Maria